Advance America offers payday loans (also known as cash advance), installment loans and online lines of credit. An Advance America cash advance (also known as a payday loan) gives you a quick and easy way to get money when you need it most. It is a short-term loan available in small dollar amounts that is paid the next payday. A cash advance (or payday loan) is a short-term, low-money loan that you can use to cover unexpected expenses or close a temporary gap between paychecks.
A cash advance is a financial solution that offers an alternative to returning checks or paying late fees. Cash advances are used to cover short-term financial situations, not a long-term financial solution. Advance America is a proud community lender serving thousands of people locally and online. We offer a variety of financial solutions tailored to meet your specific needs, from payday loans and installment loans to title loans and personal lines of credit.
Often, the cost of a cash advance may be lower than alternatives considered by many people, such as paying a bill late or incurring bank and credit union overdraft fees. To get a title loan, you give Advance America the title to your vehicle as collateral in exchange for a loan. To comply with TILA, Advance America reports the implied APR of a cash advance, the amount you would pay if you renewed your advance every two weeks for a full year. Advance America complies with all federal and state laws, so the ability to refinance your cash advance depends on state regulations.
Advance America urges consumers to identify the warning signs of financial fraud and to follow these tips to avoid debt collection and small loan scams. With Advance America, you can be sure that all information you submit for an online cash advance is sent through a secure server and stored in a secure database. Applying for an Advance America online cash advance is simple, but know that online cash advances are only available in certain states. To decide if legitimate online cash loans are right for you, you need to consider your financial needs.
Cash advances are used to cover short-term financial situations, they are not a long-term financial solution. Several consumers were contacted by people who said they were collecting a debt with Cash Advance America, Advance America or Speedy Cash. A cash advance (or payday loan) is a short-term, low-money loan, often used to cover unexpected expenses or simply to get a little extra money before your next paycheck. DFI has received reports of apparent scams by individuals claiming to represent Advance America, Cash America, Cash Advance America, Cash Advance USA, Speedy Cash and Advance America Payday Loans.
Advance America complies with OLA best practices and state laws, where applicable, regarding termination, that allow you to terminate the transaction at no cost within a specified period of time by returning the full amount of the advance.